Creating Financial Freedom One Step At A Time
Creating financial freedom is the dream of many, the goal of some and the reality of a few. Your dreams do not become reality until you set goals and take action. That is why more people aspire to financial freedom than experience it.
Wealth Accumulation is Just Saving MoneyI saw this boat down a Harvey’s Marina and I want to buy it. We can get a five year loan at the bank and pay it off monthly. But, I do not want to wait ten years. Ok, let’s put emotion aside and look at some financial matters.
The Secret Of Creating WealthThe secret of creating wealth may seem elusive and mysterious. All around us we see people whose lives have fallen into place, without any seeming effort on their part.
IRA CD Accounts ExplainedAre you planning to open an IRA account? Do you want better than normal yields on your IRA account? You should then consider opening an IRA CD account that earns better returns than those of the normal IRA accounts.
Become A Millionaire Before 50In order to become a millionaire, all you have to do is have a little bit of self-discipline, a long-term outlook, and a saving attitude. Believe it or not, these characteristics are far more relevant than your actual income.
A Penny SavedI have discovered that I save money every time I do not spend it. This may sound obvious, but every time I go to the store, I have begun to think carefully about what I put in my cart.
What Is Passive Income And How Can It Be UsedWhat is Passive Income? It can best be defined as income generated where the individual is not actively involved. It can come in many forms ranging from dividend payments from stocks, rental income from property or something as simple as a gumball machine.
How Can I Find Free Government Grants?There is a book out in bookstores and being sold on infomercials that tells you how to get free government grants. While it is handily compiled and easily accessed, you do not have to buy the book in order to apply for these grants. They are available to any United States citizen and all you have to do is know what type of grant you want.
Do You Order Dessert? Your Relationship with MoneyWhat is your relationship with money? Is your mindset one of scarcity and lack or one of abundance and gratitude? A positive relationship with money offers freedom and choices. Change how you relate to money and increase your sense of well-being, as well as your wealth. So when someone asks, “Do you want dessert?” The resounding answer is, “Of course I do!”
It’s A Little Disappointing To ReportI believe that the children in elementary school today will be the first generation not to have a better opportunity for success and advancement than their parents. I’m not a predictor of doom and gloom, in-fact, quite the opposite; however, with the expense of raising and educating children, the cost of housing (rent or mortgage) and ever escalating property taxes, the fear of people living longer than their retirement portfolios can sustain them and for many other reasons, parents, in the majority of cases, will just not have the financial ability to help out their children or grandchildren with what traditionally was a parents pride; to help with college and/or help them with their first home purchase.
Become a Millionaire – Develop These Wealthy HabitsBecoming a millionaire is not easy, but fundamentally it is not very hard either. Learn to develop these habits of millionaires and you will become rich automatically.
How Important Is 1 Little Percentage Point?For most of us, we were introduced to the subject of percentages in elementary school; however, we really didn’t receive an education until we got our first credit card bill that we didn’t pay in full the month before and realized how expensive it was not to pay in full and on time. The credit card and finance companies have the ability legally to charge up to 24.99% and in some states as high as 29.