Retirement Planning: How to Plan for My Retirement
For some who worked for the past 30 to 40 years of his or her life, the question ‘how to plan for my retirement’ might have crossed your mind a lot of times. If you think about it, you should start taking this question seriously because at this point you should start relaxing and start enjoying the fun and excitement that life has to offer.10 Golden Money Rules That Can Make You A Millionaire
In my experience, lack of financial literacy has been the main reason why people have not made the best use of their money. Their potential to become millionaires has, therefore, unfortunately remained unrealised. Worse, they have repeatedly fallen prey to fraudulent schemes. If you want financial success, this has to change. You have to become more vigilant about your financial matters.Money Does Not Make the World Go Round, But It Certainly Makes the Journey More Pleasant
You are not alone if you are feeling like your financial life is out of control. Do you feel like you have loaded your financial well-being onto a rapid flowing river, which is headed straight toward a waterfall? The first and most obvious step is to wrestle back control of your financial affairs. Grab hold of the rudder and begin guiding your finances toward the shore, where you can assess your position and begin taking corrective action. The way to do this is to create a budget, look at your month in advance and create a clear picture of how you are going to spend your money.Imagine a Time When No One But You Controls Your Financial Destiny
I believe that you have achieved financial independence when you no longer need to dance to anyone else’s tune, unless you choose to. This is a stage you reach in your life where you get to choose what you do, when you do it and you are able to begin making a real difference in the lives of people around you. Is working toward living in a place like that, not worth the short term sacrifice and discipline required?Financial Planning – Risk Vs Reward
“Risk” is a term we hear so often, and yet not many of us really know what it means. Usually, we all think of “risk” as losing money because of a bad investment decision or the economy tanking, like we’ve all seen happen to our houses. And sure, this type of risk is real, yet it is not the only type of “risk” that’s out there, potentially waiting to hurt your security.What Investment Will Exponentially Grow My Wealth?
The greatest investment you will ever make is an investment into your on-going personal development. No other investment will ever give you the same returns. As you consistently invest into your most important asset, namely your own self-development, the returns you will enjoy, go well beyond just gains in monetary wealth. You become a better person in every respect. You are better equipped to be a better spouse, friend, employee, entrepreneur, etc. and if directed properly even your health will improve.Change Your Relationship With Money
Let’s put the romantic notion about money aside, yes success is not about how much money you can accumulate, it is something specific and unique to each individual. However money does buy us a lot of the scarcest resource, namely time. If we are able to accumulate enough money, we are better able to free up time to spend with our families, learn more, assist more people to grow and expand, to travel and to see the world. So whether you love or hate money, you most certainly need it, to live a better quality of life, where you have time to do the things that matter to you.The 25 Documents You Will Need Before You Die
Have you ever thought about how you would like your affairs to be left in the event of your sudden death? Here is a list of 25 documents that you should collect in order to make things easier for those you leave behind.eTycoon Guide to Being Financially Free in a Few Short Years Part II
After you have decided what it is that you want and have determined what you will give up in order to achieve it, the next step Ryan Moran teaches in his Free Man’s Manifesto is to expand your current income. To do this you first have to take a look at your desired financial situation.The Secret of Wealth in 2011
There has been so much hype focused around Mindset, Law of Attraction and Manifestation etc that I feel much of the real aspect to Mindset has been lost amid sales focused marketing and people capitalizing on the fears and misunderstandings of most people. Strategy is one aspect of the Secret to Wealth that most people think they have addressed when in-fact a closer look will reveal the opposite.Great Saving Rates With Peer to Peer Lending – But Is It for You?
If you are after a fantastic savings rate forget the banks, or at least that is what I am doing. Poor interest rates, teaser rates that finish after a year, prolonged lock in periods or top deals reserved for those customers who are willing to switch their current accounts. It all results in a great deal of frustration as far as I am concerned.What Financial Advisors Are All About: The Basics
Financial advisors help people take control of their money and spend it on things they want instead of bills and debt by making detailed plans for their finances and sources of income. There are several different types of financial advising services, though this article focuses mostly on financial advisors who purely do budgeting and balancing of income and expenses.