?This is a HUGE milestone for Ethereum!

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All is well. You are financially sound and earning in the six figures bracket. Your plans for an early retirement are on the right track. Doing the math, you figured when the time eventually comes, you would have accumulated enough to meet the needs of your children’s college fund, buy another house and go on that round the world cruise with your spouse.

We all dread the insurance salesman knocking on our door trying to sell us one policy or another, some of us will even admit to hiding when we see them come up the driveway, we groan when we realise who it is after we have opened the door. Maybe we should not be so quick to dismiss this salesman who wants to talk about financial planning. Maybe we should take a minute or two to reflect on the fact that he may have something of interest.

Nobody likes to think about getting older, we all are guilty of thinking it will never happen to us, but the truth is, it happens quicker than you realise, that is one of the reasons you need to plan ahead especially when it comes to financial planning, it is important that everyone plans for the future, but no more so than planning for their retirement. Planning for retirement comes with different options, for instance you may want to plan to receive a lump sum upon retirement age and then a monthly payment thereafter, or you may want just the…

Many of us make all sorts of provisions in our lifetime, we make sure that we have an insurance policy to cover our mortgage or personal loans if we die, we make sure that our health is covered in case we are ill, we make sure that if we were to suddenly pass away that our loved ones are well provided for. This is all well and good, but what if we live to a ripe old age, do we ever think seriously about growing old and what, if we do live for a long time, are we going…

All too often, we make sure that we take out insurance policies on our cars, or a policy on our house and its contents, in fact we always make sure we plan financially for every eventuality, apart from the one thing that is certain to happen to everyone and is probably one of the most important things that anyone can plan for, and that is retirement. We do not realise that whilst we are young and capable of earning of money that the day may come when we are no longer able to earn whatever we want, or that…

Would you take a risk with your retirement fund? There are many less secure and high risk ways of building up a fund for your retirement.

Financial competency of a well earning person may not show while they are still working, it becomes very important that you are able to manage your retirement funds in a proper way. Retirement benefits are not the only aspect in financial competence after retirement. Though successfully managing a retirement plan needs for you to properly look into your earnings and the percentage of it that goes into your pension funds.

Retirement questions should be answered well and should be addressed after answering them too. There are many retirement questions that you will come across in your own mind and the gist of all your retirement questions can be bundled up into three simple questions of how and when. These three questions are easy for you to answer if you have your finances well. If you have professional help then too you need not worry about your retirement questions and plans.

A retirement plan is not just for people who plan to retire anytime soon. In fact it is a must for every person to be able to look 10 or 20 years down the line and see you leading a comfortable retired life. Most people are not aware that they will one day need a sound financial strategy to come up with a good retirement plan.

A sense of security is the essence that makes a good retirement plan. Of not having to worry about finances even though that monthly paycheck is no longer a regular thing to look forward to. But with a little foresight and good money management, there is no reason why your golden years cannot be enjoyed with financial security.

There are so many different ways to planning your retirement. You may be working for a company and they have a company pension, you may be wondering whether to join your company pension or not. In today’s climate fewer and fewer companies are less willing to provide a company pension scheme, but if you are lucky enough that your company is providing one, then it may well be worth taking a look at it and see what it has to offer.

Considering any retirement plan is not a sign of old age. It’s merely a sign of getting prepared in fully equipping yourself for the risks and finance threats after claiming your work benefits. It’s not unusual to hear negative things from retirees regarding their experiences. Take them as a challenge and make a difference for you can still live a comfortable and peaceful life despite the predicaments associated to retirement.