Investing for 200 Years
Tonight at my son’s Cub Scout meeting they had a reptile expert come show his various reptiles that they’ve rescued. He talked about how a big problem is that…How to Choose a Financial Advisor
In full disclosure, I am a financial advisor and for objectivity’s sake I’m going to pretend for a moment that I’m terminally ill and this is the advice that I’m giving to my existing clients on choosing someone other than me. First of all, I think that you have to decipher fees versus costs.Annuities Part 1: The Different Types of Annuities
It seems that the public’s perception of annuities is changing toward a positive view. Frankly, as a financial advisor my own view of annuities has changed.How to Set Up a Hassle Free, Workable Home Budget!
One of the key aspects of creating a successful financial plan for a year is to establish a workable home budget that deals with your expenses, manages your debt and also builds your savings at the same time! A home budget can be defined as a plan that pre-determines your spending goals, spread over a certain period of time.What’s the Difference Between The Federal Reserve and The US Treasury Department?
Most of us know the heads of these organizations: Ben Bernanke as the Chairman of the Federal Reserve (Alan Greenspan being his predecessor) and Timothy Geithner as the Secretary of the Treasury (Henry “Hank” Paulson being his predecessor). But it’s not always obvious how each of them is functioning.Bonds Part 2: What Else Affects Price Movements?
In the previous article on bonds (“Part 1”) I gave an analogy to help readers understand how bond prices can move based on how the interest rate environment changes. Let’s go back to that hypothetical bank lobby where we’ll pretend that you can buy and sell CDs to illustrate how other things can affect bond prices.Emini Futures Trading Explained
The Emini futures is basically an electronically traded futures. This was started in September 1997 to attract the investors who were not trading into trading index futures.I Need Money For College Fast
It’s tough paying for tuition while studying in college. It’s today’s reality though. Tuition fee is rising while the jobs available for college students becoming more scarce.So Much for the End of the World
As I write this, the Dow and S&P 500 just closed out very close to another post-Financial Crisis peak (if you can pretend for a second that the Financial Crisis is over). The S&P 500 needs another 14.61% and the Dow needs another 8.7% and each will be setting all time record prices. Not only that…A Few Ways to Earn Extra Money Part Time
The concept of extra cash is practically nonexistent. However, many people have taken matters into their own hands a found creative ways to earn extra money part-time.Why Does It Feel Like My Own Expenses Are Going Up Faster Than Inflation?
Last year, the US Bureau of Labor Statistics reported that inflation was 3%, but many of us feel that things have gotten far more expensive. I feel that there are three reasons for this…Bonds Part 1: The Difference Between Price and Yield
The way the media reports day to day bond market activity can be confusing. The reason is…